Year 2021.

The Document highlights the link between strategy and financial performance, on one hand, and the environmental and socio-economic context in which the Credem Group operates, on the other hand, with the aim of measuring the value created for all stakeholders through relations based on transparent communication.


This year, the Origami was chosen as the representative image, highlighting the potential for using the same sheet of paper to create different shapes, in a potentially endless cycle.


Origami becomes a symbol of the circularity of the new economic models and demonstrates the opportunity to embrace new paradigms to ensure a future for the planet, people and society as a whole.


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